In September 2016, she helped launch Insider Netherlands in Amsterdam. Outside of personal finance, she's written about everything from why Chinese children are so good at math to the business of dogs to hard truths about adulthood. The Road to Home, a comprehensive guide to buying your first house (silver award winner, National Association of Real Estate Editors, "Best Multi-Platform Package or Series – Real Estate," 2022) Personal Finance Insider also rates, explains, and recommends financial products and services.Master Your Money, a year-long guide for millennials on how to take control of their finances (first runner up, Drum Award, "Best Use of Social Media," 2022).Strings Attached, a series of essays from people who have left insulated communities and how that journey affected their relationship with money. ![]() Inside the Racial Wealth Gap, an exploration of the causes, effects, and potential solutions of the racial wealth gap in the US (finalist, Drum Award, "Editorial Campaign of the Year," 2021).Women of Means, a series about women taking control of their finances.Her team at Insider has tackled projects including: Previously at Insider, she oversaw teams including Strategy, Careers, and Executive Life. ![]() She is a member of the Insider Committe, a cross-team focus group working on making Insider an even better place to work. She holds the Certified Financial Education Instructor (CFEI) certification issued by the National Financial Educators Council. Libby Kane, CFEI, is the Executive Editor for Personal Finance Insider, Insider's personal finance section that incorporates affiliate and commerce partnerships into the news, insights, and advice about money Insider readers already know and love. Life insurance premiums are low for healthy children, and, since a whole life insurance policy does hold cash value, the policy could be an asset for a child when he or she becomes financially independent, points out Larry Rosenthal, CFP, a certified financial planner and the president of Rosenthal Wealth Management Group. The other potential benefit of getting life insurance for a child is that they may be able to use that money later down the line. "In the event of a child developing a condition, growing up, starting a family, and needing insurance, $100,000 won't put a dent in the amount of insurance they would actually need," Moore says. For instance, the Gerber Grow-Up Plan caps coverage at $100,000. ![]() Moore cautions that the problem with this theory in particular is that some life insurance plans don't offer enough coverage to make it an effective strategy. This, however, isn't a realistic concern for most children it applies mostly to those genetically at risk for illness or medically compromised in some way. And, if the worst were to happen, the policy could pay end-of-life and funeral costs. Aside from the child star case, they say that if a child were to develop an illness that would make them ineligible for life insurance later on, it's a good idea to get them covered early. That said, there are proponents of buying life insurance for children. High-profile experts such as Dave Ramsay ("There is no need to buy a life insurance policy for your children"), Suze Orman ("Please, you new parents, do not let anyone talk you into buying a life insurance policy on your child"), and Neal Frankle ("They aren’t out there earning a significant amount of money, so why would you need life insurance?") have advised against it. Moore isn't the only one who thinks life insurance for children is a waste of money. ![]() Account icon An icon in the shape of a person's head and shoulders.
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